Insights - Understand risk
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Latest insight articles
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Electrical arcing ignites a solar panel fire When properly installed, used, and maintained, solar cell technology is an incredible solution. Clean technologies are important developments; however, they also bring new types of risks.
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Tariffs pose risks to shipping industry The spring of 2025 is an uneasy time for businesses, especially those operating in the shipping industry. In April, US President Trump announced global tariffs that impact some 100 countries with increases ranging from 10% to as much as 50% on top of previously existing tariffs.
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Vulnerabilities within cyber-physical ecosystems The evolving threat landscape poses risks to affirmative products and conventional ones, such as property and liability insurance. In this article, we will explore human error and legacy system exploitation to address some of the core issues in Cyber-Physical Systems (CPS) security.
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Green Energy Underwriting A new Underwriting (UW) unit has been established to focus on Green Energy and Construction. If’s Industrial business area is putting more muscle behind our ambitions, with greater focus on this growing market area, as well as on our Green Energy ambitions.
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Transformer shortage – a threat to business continuity During 2024, the transformer industry was facing significant challenges due to supply shortages and extended lead times, which threatened business continuity for industrial clients.
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Vibrant insurance market in Singapore Several If Insurance clients have a presence in Singapore, for example, substantial marine cargo fronting policies are handled there by If partners. There have also been some large losses and we have gained experience in large claims handling together with our Singaporean fronting partners.
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Video podcast: Identify and manage risks in multicultural workplaces Listen to the video podcast about the risk perspective research in multicultural workplaces.
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A wake-up call for risk management Why should we bother about employee fatigue? We all know what sleep deprivation feels like: after a poor night’s sleep, motivation and focusing can be more difficult to achieve and maintain.
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Managing maritime connections between Asia and Europe Global trade is facing multifaceted challenges causing longer delivery times, increased risks, and significant increases in costs.
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Breakdown of cold chain breaches Transport of temperature-sensitive materials such as medical products and foodstuffs has always been linked to increased risk of damage during transport of either complete or partial consignments.
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Strategic recall readiness for businesses In the landscape of product manufacturing and distribution, the prospect of a recall is an omnipresent risk that can affect any item on the market – from a simple toy to the most complex automobile.
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On 5 July 2022, a fire broke out in Swix’s factory in Lillehammer, Norway. The fire started in a boiler that supplies the factory with hot oil to produce ski wax and glider.
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What to watch out for with lithium-ion batteries? Lithium-ion batteries (Li-ion) are widely used in various devices and machinery today, powering the way we live, work, and connect.
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Emerging risks in focus Emerging risks are posing significant threats to businesses and society at large. Climate change, cybersecurity issues, and supply chain disruption stand out as the top three emerging risks in If Insurance’s emerging risk work, reshaping the landscape for companies and insurers.
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Frost and water damage in buildings Water is essential for various purposes, such as drinking and various manufacturing processes. There is a risk involved with utilising water, as it can cause significant issues when it freezes.
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The impact of nuclear verdicts and social inflation on U.S. claims The current landscape for liability claims in the United States, including the increase in “nuclear verdicts” and the effects of social inflation on claims.
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Managing hot work risks How to manage hot work risks before, during and after working with an open flame.
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Podcast Insights into ransom payments In our latest podcast, Emilia Laurila, Internal Communications Manager and Mikko Peltonen Head of Digital Risks and Cyber, discuss ransom payments and cyber insurance.
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Putting expat safety first Working together, we provide industry-leading services to help your expat employees feel safe and protected when they are working abroad.
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Diving into energy industry claims What kinds of claims do we see amongst our energy clients?
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Ensuring a smooth start to working life A growing concern in the workplace: mental health issues are on the rise and challenging young people’s working ability.
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Forever chemicals bring new risks for insurers Synthetic compounds known as PFAS, or ‘forever chemicals’ can now be found everywhere.
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Fatigue in work-related accidents Fatigue is a growing concern in working life today and an issue that requires attention in occupational safety and health management. This article discusses the significance of fatigue as a cause of accidents and its identification during the investigation of safety deviations.
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The risks of stockpiling fuels Take a look at the potential risks of stockpiling fuels for companies and their insurers and suggested actions that can help mitigate adverse events from occurring.
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Surveying truck, trailer and rail cargo Unsecured cargo carries serious risks, and often there are human factors involved.
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Integrating cybersecurity and ESG As part of ongoing risk management efforts to protect critical infrastructure and data, companies should consider integrating an ESG program into their cybersecurity strategies.
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Property and BI info sheets Information and advice about common property damage and business interruption risks.
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Putting fire safety first Read how we instruct our customers in the use of combustible materials.
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