If's social responsibility

We work for a safer society by preventing damage and sharing information.

We promote security

Insurance policies are intended to help private individuals and companies to reduce their risk-taking and to protect against unexpected financial losses. Whether it is a matter of building a house or running a company, insurance policies provide increased security to the individual person, the company and the community in general.

Insurance policies contribute to increased freedom of action and are therefore an important cornerstone of a community that is functioning well.

Our responsibility

In our role as the leading insurance company in the Nordic region, we fulfil an important function in the everyday lives of our 3.6 million customers. We ourselves usually contend that we, together with the judicial system, are one of the community's most important providers of security.

Our responsibility includes contributing to a safer community and an environment that is sustainable in the long term.

Actively contributing to a safer community

We are actively involved in community issues that have a natural link to If's business. We have a comprehensive programme for supporting safety initiatives in the broad meaning of the term in the communities within which we operate.

The objective is, in the long term, to counteract negative social phenomena such as traffic accidents, segregation and exclusion. We are also working actively to assist our clients personally to prevent accidents and incidences of damage.

Read more about the activities in local languages:

If’s Anti-fraud instruction

We do not tolerate any kind of fraud in If

Insurance is founded on mutual trust between the insurer and the policyholder. In order to earn trust from our customers and to fulfil If’s corporate social responsibility, If needs to protect our customer’s interests, the company’s interests and the insurance collective’s interest by actively preventing, detecting and rejecting fraud, for instance:

  • insurance fraud
  • claims fraud
  • partner fraud, or
  • other fraudulent activity directed towards If.

Prevention of fraud

If’s products, services and working practices are arranged in such a way that they do not encourage or facilitate insurance fraud, claims fraud or partner fraud.

We work actively to prevent fraud also on a societal level, by using our insight and experience in cooperation with authorities and other relevant stakeholders for the mutual benefit of the insurance collective.

Detection of fraud

Internal control measures are in place in order to detect signs of fraud committed by customers, employees, partners, vendors and/or other service providers who is representing If or deliver goods and services to or on behalf of If.

Rejection of fraud

If has an Investigation Unit that is responsible for supporting the organisation in their efforts to combat fraud, and to investigate suspected fraud towards If.

Read more about Anti-Fraud statement for the Netherlands here