Financial information

Financial facts

If P&C Insurance Ltd (publ) is a fully-owned subsidiary of Sampo plc which is listed on the NASDAQ OMX Helsinki. Sampo plc coordinates Sampo Group's investment operations, capital allocation, risk management, group accounts, investor relations, as well as legal and fiscal matters.

Sampo Group´s financial information is available on the Sampo home page. Sampo Group publishes two Interim Statements, a Half-Year Financial Report and a Full-Year Result.

Financial reports Sampo
Sampo Group Annual reports

Solvency and Financial Condition Reports​

If's strategy for capital management focuses on capital efficiency and sound risk management by keeping its capital resources at an appropriate level in relation to the risks taken over its business planning horizon. 

The regulatory Solvency Capital Requirement (SCR) sets the level of capital at which If is able to conduct its business without regulatory intervention and is the starting point when the needed level of capital is considered.

In addition, the internal measure economic capital is considered.

Report of If P&C Insurance Ltd (publ) 2017 (pdf, 1 MB)

Report of If P&C Insurance Ltd (publ) 2016​ (pdf, 1MB)​

Report of If P&C Insurance Company Ltd 2016 Finland​ (pdf, 1MB)

If's Annual reports

If's Annual reports are available in Sampo Groups pages.

Annual report 2016

Annual report 2015

Annual report 2014

Annual report 2013

Investor Relations


Jarmo Salonen
Head of Investor Relations and Group Communications.
Tel. +358 10 516 0030

About If in Nordic languages

Read about If and the financial information in the Nordic languages