Financial information

Financial facts

If P&C Insurance Ltd (publ) is a fully-owned subsidiary of Sampo plc which is listed on the NASDAQ OMX Helsinki. Sampo plc coordinates Sampo Group's investment operations, capital allocation, risk management, group accounts, investor relations, as well as legal and fiscal matters.

Sampo Group´s financial information is available on the Sampo home page. Sampo Group publishes two Interim Statements, a Half-Year Financial Report and a Full-Year Result.

Solvency and Financial Condition Reports​

If's strategy for capital management focuses on capital efficiency and sound risk management by keeping its capital resources at an appropriate level in relation to the risks taken over its business planning horizon. 

The regulatory Solvency Capital Requirement (SCR) sets the level of capital at which If is able to conduct its business without regulatory intervention and is the starting point when the needed level of capital is considered.

In addition, the internal measure economic capital is considered.

Solvency and Financial Condition Report 2018 (pdf, 1MB)

Quantitative reporting templates 2018

Solvency and Financial Condition Report 2017 (pdf, 1MB)

Quantitative reporting templates 2017

Report of If P&C Insurance Ltd (publ) 2016​ (pdf, 1MB)​

Report of If P&C Insurance Company Ltd 2016 Finland​ (pdf, 1MB)

If's Annual reports

If's Annual reports are available in Sampo Groups pages.

If P&C Insurance Ltd Annual report 2018 

If P&C Insurance Ltd Annual report 2017 

Annual report 2016

Annual report 2015

Annual report 2014

Annual report 2013