Marine and Cargo Insurances

To get the best insurance solution

Protect your risks for loss or damage to goods in transit, or in intermediate storage in conjunction with an insured transit. ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

As a client with complex exposures in the Nordic countries or anywhere else in the world, you can benefit from co-operation with If Industrial.


  • A designated client team

    Ins​urance, risk management and claims specialists.

  • Solid and financially strong

    Your ​risks are carried by a solid and financially strong company.

  • Insurance service online

    Onl​ine service wherever and whenever you need it.

Essential for marine and cargo insurances

It is essential that a loss is recoverable only by an insured who at the time of loss has an insurable interest in the goods.


In certain high risk areas the insurance cover is in force only when agreed upon in advance with If P&C Insurance.  High risk area list and information.

The insurable interest or obligation to take out insurance is usually determined by a term of delivery, such as Incoterms​.

If will provide with the best claims handling service available in the insurance market. Let our international team of claims adjusters and Maritime Lawyer handle your claims so that you can concentrate on your core business.

For practical information, the list of average agents, and claims forms please visit the Marine/Cargo claims pages​.​

Insurance cover for goods in transit

In the marine area If Industrial concentrates on products protecting your risks for loss or damage to goods in transit, or in intermediate storage in conjunction with an insured transit.

Consequential losses due to a cargo loss can be covered by our Marine Consequential Loss insurance. In addition we provide insurance for Freight Forwarders covering the freight forwarder's legal contractual liability to their principal.

Cargo Insurance

The purpose of cargo insurance is to cover goods in transit - during land transport as well as transport by sea or air.

Cargo insurance can be effected on different conditions by using various clauses. All the conditions have one thing in common; the goods can only be insured against unexpected, fortuitous losses. A loss which can be considered a certainty rather than an accident – such as normal wear and tear – cannot be insured against.​​​​​​​​​​​​​​​​​​​​​​

Carriers' and forwarders' Liability Insurance

The purpose of carriers' and forwarders' liability insurance is to cover the carriers' and forwarders' liability regulated by national and international legislation and conventions.

Freight forwarders are exposed to a broad variety of liabilities in respect of the services they provide to their customers. Different liabilities are applicable for transit by sea, air, road or rail.

The modern freight forwarders need to accept other liabilities, as for an example, liability for operators of temperature-controlled equipment, warehouse owners and intermodal operators. Third Party Logistics and Internet Businesses are also becoming more frequent responsibilities for freight forwarders.


Cargo insurance conditions and clauses

Cargo insurance can be effected on different conditions by using various clauses.


Cargo Online

Cargo Online enables you to take advantage of differentiating your core business also to include sales of insurances to your customers.

Read more about Cargo Online

Log in to Cargo Online

More insurance solutions to

protect your business continuity