War risk categories and risk areas

Please contact us before travelling to risk areas to make sure your insurance cover is eligible.

Travelling to risk areas

Please contact us before travelling to risk areas to make sure your insurance cover is eligible.

Indemnification is not paid for loss due to war, mutiny, armed conflict, or similar events. This exclusion can be removed through an additional agreement. Risk areas are divided into two categories.

​Countries in the "War risk areas" category are the most risky areas. For these countries we are granting insurance coverage on case by case basis. The pricing of the insurances is also depending on the nature of the journey.​ In order to calculate the price according to the risk we will need more specific information on the journey, travel line, security arrangements and other issues related to the journey.

War risk area form

Before travelling to a war risk area, please fill-in the questionnaire form and contact us.

Questionnaire for war risk area I (pdf 130 kb)

List updated 20 January 2020

War risk areas

  • Afghanistan
  • Iraq
  • Libya
  • Syria
  • Yemen

Dangerous areas

  • Burgina Faso
  • Burundi
  • Cameroon
  • Central African Republic
  • Chad
  • Colombia
  • Congo - Kinshasa (DR Congo)
  • Guinea
  • Gulf of Guinea
  • Iran
  • Israel and the PA
  • Kenya
  • Lebanon
  • Mali
  • Niger
  • Nigeria
  • Qatar
  • Saudi Arabia
  • Somalia
  • South-Sudan 
  • Sudan 
  • Ukraine
  • United Arab Emirates
  • Venezuela