Report claim

Travel illnesses and accidents occurred during the assignment

Expatriate insurance

We are processing personal data of our customers in compliance with the applicable insurance and data protection legislation. More information about processing personal data can be found at Handling of personal data and data privacy.

Please notice, you will need your insurance policy number

Does your insurance policy start with letters SP or with numbers 009?

  • Before you start filling in the claim form, please check your policy number from your employer or in your insurance card.
  • Choose the claim forms below according to your insurance policy number (starting with SP or starting with 009).

Your insurance policy number starts with the letters SP

When your insurance policy number starts with SP-letters (e.g. SP123456) and your are reporting a new claim, please use these claim forms.

If  you have additional costs related to an earlier reported claim to If, please use the Additional cost form at the end of the forms list.

Please use these forms when your policy starts with numbers 009

When your insurance policy number starts with numbers 009, please fill in the claim form for all personal claims below. Fill in this claim form also when you have additional costs related to the claim that has already been reported to us.

Luggage claims

If your luggage claim has occurred during 2020, please fill the form below. You  will need a new insurance number, which starts with SP.  In case you do not have it,  please contact your employer.

If your luggage claim has occurred 2019, please contact our claim service: luggage.claims@if.fi or +358 10 515 8203.

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    Do you need help?

    The most important about insurance is what happens when the claim has occured. If you need assistance in making a claim report, please contact us.

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