Several ways of contributing
According to Philip Thörn, Head of Sustainability, If P&C Insurance, “there are several ways in which we can contribute. Our priority is to prevent damages from happening, for example through risk management services, private home assessments and other services. When damages do occur, we want to make sure they are handled in a sustainable way. We encourage and support our suppliers to use more sustainable methods and adhere to the Supplier Code of Conduct.”
If P&C Insurance supports its clients in reducing risk and environmental impact in their operations in various ways. As an example, Essity, a leading global hygiene and health company, has around 90 manufacturing facilities all over the globe, producing a wide range of hygiene and health related consumer products.
These sites, many of which feature heavy machinery operating with high pressures and temperatures, are exposed to different risks. Fires, machinery breakdowns and other types of incidents can all lead to property damage and costly business interruptions, including negative environmental impact.
‘Flammable materials such as dust, waste paper and nonwovens can accumulate around our machinery, posing fire hazards at the production floor.
Another concern is our raw material and finished goods storages where, in the event of fire, the risks of a fast spreading fire is high, especially when storing tissue paper, which is why we always install various types of fire protection such as sprinklers and fire walls and initiate other loss prevention measures wherever deemed necessary’, says Janina Helenius Bylander, Loss Prevention Director at Essity.
As an external provider of risk management service, If works closely together with Essity’s Loss Prevention team to monitor and mitigate risks such as these. Within the service agreement, If’s risk engineers perform annual assessments at the production facilities, resulting in a Risk Survey Report identifying and rating the risk profile at the specific site monitored, and a separate report with preventive and mitigating recommendations addressing the findings.
Equally important for If and Essity’s successful collaboration within loss prevention, however, has been the ongoing dialogue and informational exchange between the risk engineers, the managers and workers on-site and the Loss Prevention team at Essity, according to Ola Nilsson, Vice President of Risk Management and Insurance.