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All If News

  1. Putting fire safety first

    10 September 2020
    The likelihood of fire hazards in modular constructions has received new attention after the Moorfield Hotel fire in the summer of 2020. In this article, we will take a deep dive into the risk of fire hazards in especially modular and prefabricated buildings.
  2. Managing risks through If Login

    10 September 2020
    Our digital service, If Login, provides an overview of earthquakes and tropical cyclones worldwide. The unique insight increases awareness and provides an overview of potential risks.
  3. Is the future a risk or an opportunity?

    06 June 2019
    Many globally transient phenomena, or megatrends, are currently in progress, ranging from environmental to technological and economic developments. From globalisation to climate change, these trends are making it increasingly difficult to predict the future. Heikki Aittokoski, foreign news reporter of Helsingin Sanomat newspaper, provided insights on this theme at If's Risk Management Day in Helsinki, in March.
  4. Current Risks in the World Economy

    23 April 2019
    The political and economic situation in the world is in constant flux with a lot of local and global events having their impact on the situation. We talked to Business Sweden Chief Economist Lena Sellgren about the current situation regarding the world economy and the risks to look out for.
  5. Covering the risks of the future

    03 December 2018
    If is known in the market as a competent insurance company that truly understands risks. To keep that position, we focus on and invest in developing our business – so we can change fast and meet our clients' expectations.
  6. Drones in insurance field work

    26 April 2018
    If News 1/2018 Property. Drone technology has developed fast during the last decade. Possibilities to utilize drones in insurance related fieldwork is becoming more versatile and cost efficient as technology develops and becomes commercially available.
  7. How to protect yourself from terrorism

    21 January 2018
    If News 6/2017 Personnel. Terror attacks are hard to predict, but terrorist expert Hans Brun does have a couple of tips to companies and industries that want to protect their businesses.
  8. The duty of care for Nordic companies

    12 October 2017
    If News 5/2017 What do you need to do to meet your employer's obligations towards your employees both home and abroad?
  9. Is your company prepared for autonomous vehicles?

    10 September 2017
    If News 4/2017. Autonomous vehicles are coming. They will make traffic safer, less congested and cleaner. There will be more car and ride sharing, reduced labor costs in freight transport, and greater mobility and social participation among the disabled and elderly.
  10. Class actions without losses: A challenging US trend

    07 June 2017
    If News 3/2017 Liability. In the previous edition of Risk Consulting Magazine, Håkan Larsson considered the issue of alleged mislabelling of consumer products in the US. The mislabelling issue is just one example of a growing trend, i.e. class actions by consumers who have not suffered any actual loss themselves. Håkan mentioned ways in which certain parts of insurance coverage could be triggered incidentally by such claims, for instance, through coverage for Advertising Liability or Directors and Officers. In this article, Jonathan Long takes a look at the wider issues surrounding these class actions and the vexed question of whether insurers should consider meeting this problem head-on.​​​​​​​​​​​​​​​​​​​​​
  11. Common ways to break your main equipment and how to avoid them

    11 May 2017
    If News 2/2017 Property. The lifeblood of any rotating machinery is the lubricating system. Steam and gas turbines in the power industry normally uses journal bearings that consist of a shaft that freely rotates, in a supporting metal sleeve, without rolling elements.
  12. The Foreign Account Tax Compliance Act

    01 May 2017
    New oblications : The Foreign Account Tax Compliance Act (FATCA) is a U.S. law aimed at preventing tax avoidance by U.S. taxpayers through the use of offshore accounts. It entered into force in July 2014. Since then well over 100 countries have now signed up to Intergovernmental Agreements (IGAs) with the US to implement FATCA.​
  13. What happens when your employee gets sick abroad?

    27 March 2017
    If News 1/2017 Personnel. If’s Industrial clients have thousands of business travelers all over the world every day. In addition, many have expatriates located in different countries. It is important that insurance cover is designed to fulfill the needs of travelling personnel. To support our insured persons If and its assistance partners seek to offer premium service with the human touch – at all times.
  14. Nordic people, the most secure and safest people in the world

    11 December 2016
    If News 7/2016 Motor. The Nordic people: well organized, socially just and trendy, are also the safest and most secure in the world. This was the headline of our 2013 annual review (If P&C insurance, 2013).
  15. To err is human, but what is a human factor?

    08 November 2016
    If News 6/2016 Property. In a recent study, some major losses in chemical, food and construction industries was investigated and the complex nature of accidents was, again, emphasized.​​​
  16. Class actions in the United States – recent developments

    22 August 2016
    If​ News 5/2016 Liability. The US legal system and levels of awarded damages are and have for a long time been fascinating subjects for people all around the world. For the general public the system is often viewed in the light of numerous movies and TV dramas and when compared to a Nordic trial, people sometimes get disappointed when they crosscheck our court systems. Corporations who risk being targets for these kinds of dramatic scenarios may not be that fascinated by the US way of resolving disputes and awarding damages.
  17. Put your roof to work in a safe manner

    20 June 2016
    If News 4/2016 Property. The ever-increasing focus on carbon dioxide emissions and on the limited natural resources that are available on our planet, makes companies look to reduce their dependencies on fossil fuels. The need for renewable energy sources, such as solar power, becomes increasingly apparent, and the way to convert sunlight into electrical current utilizing photovoltaic panels gets more and more common.
  18. U.S. health reform introduces new reporting requirements

    30 May 2016
    If News 3/2016 Personnel. The PPACA (Patient Protection and Affordable Care Act) reform requires all individuals living in the US to have a valid health insurance coverage, which is regarded as Minimum Essential Coverage (MEC).
  19. The end of bad driving

    16 March 2016
    If News 2/2016 Motor. Some inventions make, as do some species, periodic leaps. Our cars, for example, have changed the way we live. Twenty-five years elapsed between Karl Benz’s (1844–1929) small-scale production of his original Motorwagen and the breakthrough by Henry Ford (1863–1947) and his engineers in 1913.
  20. Common misunderstandings and mistakes when using Incoterms 2010

    15 December 2015
    If News 9/2015 Marine. ​When doing trade it is in both parties interest to define rights, liabilities and obligations regarding transportation and delivery of the goods accurately. Who is to arrange transportation, who bears costs and which costs, who bears the risk of loss of or damage to the goods in transit and is there a requirement to insure the goods and what kind of insurance is expected.