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  1. Insights

    Vulnerabilities within cyber-physical ecosystems 

    According to ENISA (the European Union Agency for Cybersecurity) the top emerging cybersecurity threats for 2030 are supply chain compromises of software dependencies, advanced disinformation campaigns, and the rise of digital surveillance authoritarianism. Additionally, human error and exploited legacy systems within cyber-physical ecosystems, are highlighted, as are targeted attacks enhanced by data from smart devices.

    Caroline Bødkerholm Ramsby and Cyber Underwriter Lars Hedensjö, If 24/03/2025
  2. Editorial

    Navigating in an ever-changing risk landscape

    As the risk landscape is dynamic, new threats continue to shape the world around us.

    Poul Steffensen, Head of BA Industrial, If 11/04/2024
    Poul Steffensen photo.
  3. Insights

    Emerging risks in focus

    The world is ever-evolving and new unexpected challenges, often referred to as “emerging risks”, have surfaced, posing significant threats to businesses and society at large. Climate change, cybersecurity issues, and supply chain disruption stand out as the top three emerging risks in If Insurance’s emerging risk work, reshaping the landscape for companies and insurers.

    Matti Sjögren and Vilma Torkko, If 08/04/2024
    Metals and minerals.
  4. Insights

    Renewable energy industry risks and insurance liabilities

    The need to accelerate the shift to low-carbon energy sources will require significant investments if the planet is to reach net-zero by 2050. However, there will be considerable challenges to come. In this article, we analyse the primary risks for the renewable energy industry sector as well as potential insurance industry liabilities moving forward.

    renewable energy sources, solar panel, windmill.
  5. Insights

    Cyber insurance and ransom payments

    Ransomware has in recent years become the most feared computer related event globally by companies of all sizes and is fueling the recent growth in cyber insurance.

    Ghita Meyer, Head of Cyber and Casualty Underwriting, If 15/05/2023
    server room.