-
Insights
Understanding recourse in insurance claims
When an insurance claim is filed, the financial outcome often remains uncertain until the possibility of recovering compensation from a responsible third party has been fully evaluated. This action, known as the recourse process, is essential for both insurer and customer, as it can significantly influence the total cost of the claim. An insurer plays a crucial role here, ensuring that the customer receives not only compensation but also strategic support in maximising recovery.
Kristian Orispää, If 30/07/2026 -
Insights
Why supply chains must prepare for more extreme weather
Recent heatwaves across Europe underline a growing reality for global supply chains: cargo risk is no longer limited to storms, floods or long-distance shipping routes. Rising temperatures, more frequent extreme weather events and increasingly volatile weather patterns are creating new vulnerabilities for goods in transit and temporary storage. For large enterprises, climate-related cargo losses can increase logistics costs, disrupt operations and threaten business continuity.
Eva Nyholm, Marianne Zambrano and Laura Hyytiäinen, If 30/07/2026 -
-
Insights
Oil-filled transformers at risk
Oil-filled transformers are critical assets, but corrosive sulphur compounds in insulating oil can turn them into a costly source of operational and business interruption risk. The issue is not only technical failure but also the wider impact on production continuity, replacement lead times and total loss exposure. This article explains how copper corrosion develops, why early detection matters and which preventive actions can help reduce the risk of severe transformer damage.
Kristian Orispää, If 20/05/2026 -
Insights
Rising natural catastrophes
The 2025 loss year confirmed what the insurance industry has already been experiencing for several years. Natural catastrophes are no longer rare and exceptional, but they have become persistent, high-severity events that shape the operating environment for societies, businesses, and insurers.
Vilma Torkko, If 20/05/2026