Workers' compensation insurance for Norwegian companies

What does Workers' compensation cover?

Workers' compensation covers occupational injuries and occupational diseases, meaning the insurance covers accidents that have occurred at work or on the way to or from work, as well as occupational diseases caused by work. All compensations are lump-sum payments.

The Workers' compensation insurance gives employees compensation in the events of:

• occupational accidents or diseases
• disabilities as a result of occupational accidents or illnesses
• death due to work accident or illness. Death compensation is paid to a spouse or cohabitant. 

Workers' compensation insurance gives all employees a comprehensive insurance cover at work. Personnel insurance or Employee Benefits is a collective concept for various types of insurance with standard workers' compensation insurance as a starting point.

Additional insurance covers for employees 

The workers' compensation scheme can also be extended to cover​ non-occupational accidents and diseases, i.e. accidents during employees' free time and leisure. Additional insurances such as health insurance or travel insurance help companies manage costs related to sick leave, help strengthen employees' safety outside the workplace, and function as a valuable employee benefit to strengthen welfare at work.