Workers' compensation insurance for Norway

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Workers' compensation insurance is part of Norwegian social security and it concerns all employees.


Personnel insurance is a collective concept for various types of insurance with standard workers' compensation insurance as a starting point. 

​Workers compensation is mandatory and covers all employees irrespective of whether or not they are full or part-time employed. All compensations are lump sum payments.The mandatory workers compensation scheme is governed by “lov om yrkesskadeforsikring” and applies for accidents as well as diseases incurred as a result of work.

The workers' compensation scheme can also be extended to cover​ non-occupational accidents and diseases.

The content of Leisure Accident and Illness Insurance Super Standard Basic Workers' Compen-sation

Permanent injury illness

Included Not included Not included Not included

​Disability disease

Included Not included Not included Not included

Disease death

Included Included Not included Not included

​Incapacity leisure accident

Included Included Included Not included

Permanent injury leisure accident

Included Included Included Not included

Death leisure accident

Included Included Included Not included

Psychological first aid

Included Included Included Not included

​Permanent injury occupational

Included Included Included Included

​Incapacity occupational

Included Included Included Included

Death occupational

Included Included Included Included

Extensions

Leisure accident and other illnesses insurance

Cover for non occupational accidents and illnesses.

​The traditional extensions to the workers compensation scheme cover non occupational accidents and illnesses. These extensions are common in the Norwegian market as most disability and death incidents are not caused by occupational hazards.

​If can provide the client with an insurance program according to each clients’ need. A client can choose to extend with both leisure accident and other illness, or select only one of the two covers. The compensations within the extension are lump sum payments and covers.​​​

Protect your most valuable assets

your employees.

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