Do you need to apply for compensation from Finnish Social Insurance?
You do not have to apply for compensation for medical expenses under the Sickness Insurance Act from the Finnish Social Insurance Institution before claiming for indemnity from If when you are covered by the Finnish social security system.
However, if you do apply for compensation from the Social Insurance Institution first, take copies of the receipts for us. Send them, and the account of the Social Insurance Institution of the compensation paid, to us in connection with your claim.
If you do not apply for the compensation yourself, sign a letter of authority which you will find in our claim form, or the claim for compensation and the letter of authority which you will find on the reverse side of Finnish medical invoices. In this way we can apply for the part covered by the sickness insurance for the expenses we have paid for you.