Workers' compensation insurance for Danish companies

Protect your employees against the unexpected.

first aid kit and a protective helmet.

Workers' compensation insurance ensures the continuity of your business

  • Specialised expertise you can trust

    13,000 claims handled annually by highly experienced specialists.
  • Faster recovery, faster return to work

    Proactive rehabilitation support and proven return-to-work results.
  • Care that goes beyond compensation

    Medical, psychological, and rehabilitation support throughout the entire recovery journey.

Workers' compensation insurance is a statutory insurance in Denmark for companies with employees.

It provides compensation in the event of an accident or illness during or as a result of work. Workers' compensation insurance gives all employees a comprehensive insurance cover at work and quick access to care.

What is Danish workers’ compensation insurance?

Under Danish law, all employers must provide workers’ compensation insurance for their employees. This mandatory insurance covers both full-time and part-time employees and provides financial protection in the event of work-related injuries or occupational diseases.

The insurance is regulated by the Danish Employment Accidents Insurance Act and ensures that employees receive compensation if they suffer an injury at work or develop an illness caused by their work.

man cleaning containers

What does workers’ compensation insurance cover?

Workers’ compensation insurance covers:

  • Work-related accidents
  • Occupational diseases arising from work
  • Injuries sustained while travelling to or from work (where covered under Danish legislation)

Employees may receive compensation for:

  • Occupational injuries and diseases
  • Permanent disability resulting from a work-related accident or illness
  • Death caused by a work-related accident or occupational disease

In the event of death, compensation may be paid to a spouse, registered partner, or cohabitant, in accordance with Danish regulations.

Why choose If?

When you choose Workers’ Compensation Insurance from If, your employees gain fast access to care when it matters most. We help them receive prompt specialist treatment and, when needed, surgery is typically available within 1–5 days.

What is included?

The insurance may provide compensation for:

  • Medical treatment and examination costs
  • Daily allowance payments
  • Disability pension
  • Rehabilitation support and rehabilitation allowance
  • Compensation for permanent injury
  • Survivor’s pension
  • Funeral expenses

This helps ensure that employees receive the support they need throughout their recovery and rehabilitation process.

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