Cargo Online enables you to take advantage of differentiating your core business also to include sales of insurances to your customers.
    No matter where or when, you will always be able to access the web-based Cargo Online system in order to offer your customer a cargo insurance. You will be able to hand over or send over a certificate of insurance to your customer.

    • A commission

    • A pleased customer

    • A safer way of transporting your goods

    Cargo insurance for Cargo Online users

    ​What is cargo insurance?

    ​Cargo insurance is an insurance for export, import and domestic transports. The insurance provides coverage for all goods and all forms of transport. Insurance of goods is an object insurance which is released in the event of a claim regardless of who caused the damage. The insurance, if nothing else has been agreed upon, normally provides coverage for the value of the goods, plus freight, plus 10% imaginary profit and covers the ordinary chain of transport. The agreed trade terms stipulates if the buyer or the seller are to effect an insurance.

    What can be insured ?

    Events that can occcur, not those that must occur.

    Who can insure?

    Those with legal and financial interest in the goods.

    What does the insurance cover?

    It covers damage arising out of an external cause.​

    What information do I need from my customer in order to sign a cargo insurance?

    • Packaging - detailed description!

    • Heavy lift?

    • Vulnerable to theft/breakage?

    • Sensitive parts/components?

    • What can happen to the goods?

    • Loaded together with? Re-loaded?

    • New/used?

    • Value of the goods - invoice value (new) market value (used)?​

    ​Why is cargo insurance needed?

    There is a large risk of something unpredictable happening to the goods. Think about the consequences before they happen - let If P&C Insurance take the risk.

    Remember: goods during trans​port are in an environment for which they are not intended.

    • The goods can be damaged even if they are well packed and wrapped, they can disappear during handling, fall overboard in bad weather, be destroyed by fire and in addition be considerably delayed.

    • The forwarding agents legal responsibility for action is limited and varies depending upon the type of transport being used.

    • The forwarding agents liability (for fault) must be investigated and this can take time.

    • Insurance of goods protects the customer from unpleasant surprises.

    • To insure the goods often costs less than one-half percent - to not do so can cost more than one hundred percent.

    • The premium can be budgeted - damages cant be. Both you and the customer receive quick claims adjusting from experienced personnel.

    Take care of your customer

    • Avoid discomfort in a possible dispute, maintain good relations with the customer.

    • Compensation is received immediately from the insurer (no time consuming question of fault investigation).

    • Premiums can be budgeted, but not damages and possible losses. ​

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    Conditions

    Cargo insurance terms and conditions.

    Storage Insurance for Cargo Online users

    ​What is storage insurance?

    The insurance begins when the goods have been unloaded into storage and continues to be valid during storage and until the goods have been loaded for further transport.

    Storage insurance covers:

    • Fire
    • Burglary
    • Water damage caused by damage of burst pipes.

    Premium: 0,035% calculated on the highest stored value per month.

    Storage insurance can be issued on ICC (A) conditions, however this presupposes that Transport insurance is issued on ICC (A) conditions. The shipment is transported by your company. The storage takes place in a warehouse under your company's control.

    Premium: 0,055% calculated on the highest stored value per month. ​​

    In case of loss Cargo Online users

    How to proceed in case of loss?

    1. The consignee must report any visible loss or damage directly upon reception, inform the driver and make a remark on the way-bill.
    2. Loss or damage not discovered upon reception, must be reported to the freight forwarder within 7 working days, counted from the date of reception. The freight forwarder will make a written claim against any sub-carrier.

    3. The consignee is obliged to try to reduce the loss by taking appropriate measures.

    4. In case of a larger claim, If P&C Insurance must be contacted directly to decide whether there is a need for a survey.

    5. Goods must never be returned to the supplier nor sold or repaired without If P&C Insurance's prior consent.

    6. The Freight Forwarder should not, without If P&C Insurance's consent, compensate the customer directly. The Freight Forwarder may have to bear these costs in case reimbursement is not receivable for the loss under the cargo insurance.

    7. The Freight Forwarder asks the customer to send a written, specified claim to If P&C Insurance, together with a copy of the signed part of the way-bill, the suppliers invoice and any correspondence in the matter.

    8. The Freight Forwarder sends the following documents to If P&C Insurance, CMR, AWB or Bill of Lading, the freight invoice, copies of correspondence, loading/unloading reports, insurance-list, -policy or -certificate together with name and address of any involved independent sub-carrier.​

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    Marine insurance products and services