for your company.
Critical illness insurance entitles
to a pre-defined lump-sum payment if the insured suffers an illness that is covered
The insurance gives you financial freedom in a difficult time.
Prolonged illness insurance will entitle to a lump-sum payment (G all times) based on the insured's long-term
It may be agreed upon one or more payments subsequent to the following
accident insurance covers medical disability and death and offers a lump
sum compensation for accidents
affecting workers who are members of the Norwegian National Insurance when the accident occurs. The company chooses sums to be
insured for the employees.
Compensation may be paid to the employees or the
one left behind. The insurance can apply the whole day,
or during working hours and/or spare time. Group accident insurance may also include the employee's spouse, partner, children and registered partner.
Group accident basic includes permanent injury and medical expenses due
to accident and psychological first aid.
Group accident Standard
includes deaths from accidents in addition
to the group accident basic coverage.
Loss of licence insurance
is an insurance against loss of licence in occupations that require the
approval of a doctor. For example, pilots are dependent on the licence in order
to continue the career.
Loss of licence insurance provides lump sum compensation to the
employees who lose or gets denied renewal of their licence/certificate due to
illness, injury or other medical cause.
Loss of licence insurance is most common in shipping, aviation
If one or
more of your employee’s get long-term sick, we cover the difference between
what is paid by NAV and the employee’s salary. This provides extra security for
both the company and the employee.
Sick pay insurance covers employees' salaries above 6G in the period of
illness, up to 365 days, minus the waiting period of 16, 30, 60, 90 or 180 days
Sick pay insurance is most applicable to small and medium enterprises, where
prolonged sick leave by a few persons may threaten the ability to pay sick pay
from business operations.
The insurance shall cover the individual's salary after deduction of 6G (G all
times). The term "wages" shall be defined in the policy. Payment will
be made after the expiry of the agreed waiting period. Compensation is paid to
the policyholder (employer) according to the medical certificate degree of sick
Sick pay insurance can be purchased by businesses with fewer than three
employees, where one employee salaries exceed 6G. Sick pay insurance covers all
employees who earn more than 6G.