When travelling on business, whether domestic or abroad, the employee is exposed to risks which are outside the scope of what is covered by the regular business insurances or private home insurance.
This means that it is important to have good business travel insurance in order to fulfill your duty of care towards your employees on business travel.
With business travel insurance, a company can insure its employees against travel-related accidents, illnesses, luggage claims, legal expenses claims, or liability claims. The insurance is valid either abroad, worldwide, or in the home country. It is possible to extend the insurance to cover also the employees’ leisure time traveling or their leisure travel days in connection with business journeys.