16 December 2010The safe removal of snow and ice from roofs
A roof structure is in danger of collapsing when the snow load on the roof is distributed unevenly. Snow builds up easily, e.g. between parallel gable roofs or arched roofs. A great amount of snow can also accumulate on flat roofs.
21 November 2010New Iran sanctions create insurance constraints
Liability Newsletter 5/2010. As reported in the media recently, many countries are concerned about Iran’s nuclear programme, and its inability to show that the programme has civil and peaceful objectives. This has led to sanctions being taken against Iran, both multinationally (UN and EU) and by a number of individual nations including Canada, Japan, Norway (via association with EU sanctions), and the USA. These sanctions affect the abilities of Scandinavian countries to maintain business connections with Iran, and to an even greater degree, to insure business in Iran.
2 November 2010Is your outdoor storage a business risk?
Lessons from Losses 8/2010. As always, this article is based on concrete loss experience. The ease with which numerous loss examples were found caused by fires in outdoor storage, bears witness to the lack of focus on the hazard of exposure fire.
8 October 2010Accidents with manlifts
Lessons from Losses 7/2010. During the recent years, there have been quite a lot of fatal accidents with manlifts such as cherry pickers, scissor lifts and boom lifts. These accidents are due to negligence regarding safety measures and the improper use of lifts. This Lessons from losses describes some of these accidents and gives hints and instructions for the safe use of manlifts.
20 September 2010The trigger on a liability policy
Liability Newsletter 4/2010. The trigger is the “flashpoint” of coverage and defines the coverage in time. It determines the loss events for which the scope of cover of policy is relevant and determines under which policy the loss is ultimately covered.