If's Annual Reports

"Tomorrow's risks"

In sector after sector, science and technology are advancing at an astonishing pace. In If’s Annual Report 2011 you can read about synthetic chemicals, IT security and the latest nanotechnology. These are all new techniques where the risks are still largely unknown. Managing emerging risks is a challenge for our society and it is naturally also a challenge for us as an insurance company. Have an interesting read! 

"The Hunt for the Human Factor"

How is it that we make so many errors every day, even though we so clearly want to do the right thing?

For a long time, engineers have spoken of human failings, but now the focus has moved on to the limitations of technology. The human factor is clearly here to stay, but perhaps people can be redefined as unique assets rather than as sources of error. This is the theme of If's Annual Report for 2010. 

"Health 3.0" 

How will we obtain care resources in the future – and who should pay? This was the key question in If’s Annual Report for 2009.

Health and sickness care is one of the most important issues facing society. The political decisions that are taken, the discoveries that are made, and the new forms of care that are developed have direct significance for our lives.

And this is a difficult political question. Over 30 years, the number of old people who may need hospital care has increased significantly in the Nordic countries. At the same time, new research has revolutionised both care and medication. This means increased costs, but public resources cannot be stretched to cover everything that it is possible to do.

If and other insurance companies already supplement public healthcare, for example by child insurance and industrial injury and health insurance. Many now believe that the role of insurance companies will grow significantly in the coming decades.  

"The City 2035"

The Nordic City in 2035 was the theme of If’s Annual Report for 2008. Under the heading ’City 2035’, an attempt was made to define some of the most important challenges that our society will face within a generation. How we will live, how we will work, and what we will be facing are some of the questions tackled by researchers, writers, and politicians.

"We hope that this document will be the starting point for a wide-ranging discussion about how the Nordic city will look in a generation", says If’s Communications Director, Katarina Mohlin.

If’s Annual Report "City 2035" was awarded the Swedish Publishing Prize for 2008.