How to proceed in case of Marine/Cargo claim
When there is a loss or damage under the policy, certain measures should be taken to ensure a proper handling and settlement of the claim.
Notice of loss or damage
Send a written notice of damage or loss (see the pdf below) to the carrier/haulier within stipulated time.
In the case of visible damage, a notice of loss must be given immediately upon taking delivery of the goods.
In practice this is done by making a remark on the consignment note. This remark must also be visible in the carrier’s copy.
Always send a separate written notice of loss or damage (a provisional claim) to the last carrier even if a remark has been made in the transport document as stated in the paragraph above.
The notice should contain the following information:
- heading "Notice of loss or damage"
- voyage/transport route and B/L, WB No.
- type of damage or loss noted
- date and signature
The notice of loss or damage, i.e. the provisional claim should always contain the following paragraph: We reserve the right for ourselves and/or our insurance company to present a specified claim later.
Time limits for filing a provisional claim
Road transport
- visible damage at once upon receipt of the goods
- concealed damage within 7 days from receipt of goods
Railway
- visible damage at once upon receipt of the goods
- concealed damage within 7 days from receipt of goods
Transport by sea
- visible damage at once upon receipt of the goods
- concealed damage within 3 days from discharge of goods
Transport by air
- when damage is noted, but not later than 14 days from receipt of the goods
For more details see summary.