16 August 2010Quickly initiated rehabilitation in Finland and Denmark Lessons from Losses 6/2010. Sometimes future plans may change in an instant as a result of serious personal injury. The task of If’s rehabilitation counsellor in Finland is to help anyone injured in an industrial or traffic accident to make a smooth transition back to employment. Good results have been attained through a designated rehabilitation counsellor.
24 June 2010Restrictions to move insurance make business senseLiability Newsletter 3/2010. Permission for “free” movement would drive up costs for the insurer and thus also for insured parties as a group. Particularly in the case of clients with international programmes, it would be impossible to handle movement during the insurance period because legislation and taxation varies worldwide. In addition, relations to reinsurers play an important role and further complicate the picture.
24 June 2010Næringskunders mulighet til å avbryte forsikringsforholdet for å tegne forsikring i annet selskapLiability Newsletter 3/2010. En ”fri” flytteadgang vil virke omkostningsdrivende for selskapet og dermed også som forsikringstagerne som gruppe. Særlig for kunder med internasjonale programmer vil det i praksis være umulig å håndtere flytting i forsikringsperioden fordi lovgivning og beskatning på dette feltet varierer world wide. I tillegg spiller forholdet til reassuranse en viktig rolle og kompliserer bildet ytterligere.
11 June 2010SprinkleranleggLessons from Losses 5/2010. Fare for brann vil alltid være til stede, og årsakene kan være mange. Sprinkleranlegg er det automatiske slokkeanlegg som har størst pålitelighet og skadebegrensende effekt på en brann.
10 June 2010Sprinkler installationsLessons from losses 5/2010. Sprinklers are automatic extinguishing systems that are reliable and have a good damage-limitation effect on fire. When the sprinkler head opens, water is released. From a statistical point of view, this provides a high degree of functional reliability.
