17 March 2010Deliveries to exotic countriesMarine Newsletter 2/2010. Business is done where business is, and to many of our customers that means remote places and exotic countries all around the globe. Transportation risks can however be covered just about anywhere in the world.
17 March 2010Toimitukset eksoottisiin maihinMarine Newsletter 2/2010. Matkailijat kiertävät nykyään mitä kaukaisimmissa maailmankolkissa päästäkseen pois massaturismin ahdistavasta maailmasta. Toisinaan tuntuu, että mitä vaikeapääsyisempi paikka ja mitä hankalammat asuinolot sitä parempi. Myös pohjoismaiset teollisuusyritykset löytävät itsensä näistä jännittävistä paikoista yhä useammin ja riskit ja niiden vaatimat toimenpiteet voivat toisinaan yllättää. Seuraavassa on hieman esimakua riskeistä ja siitä miten me Ifin kuljetusvakuutuksessa voimme auttaa asiakkaitamme riskien tunnistamisessa, hallinnassa ja vakuuttamisessa.
1 March 2010The safe removal of snow and ice from roofsA roof structure is in danger of collapsing when the snow load on the roof is distributed unevenly. Snow builds up easily, e.g. between parallel gable roofs or arched roofs. A great amount of snow can also accumulate on flat roofs.
15 February 2010Who Needs Professional Indemnity Insurance – and why?Liability Newsletter 1/2010. Professionals are well-qualified individuals in a certain, expert area that others usually have little or limited knowledge in. Therefore their advice is trusted upon. With this power comes responsibility. Liability for damage or loss can be severe – Professional Indemnity Insurance provides safety against such liability.
3 February 2010Recourse from an industrial customer perspectiveLessons from Losses 1/2010. ‘It’s not over till the fat lady sings’ is a phrase that could well express the aim of If’s recourse activities: a customer suffers damage, we pay out compensation in accordance with the insurance agreement. However, the financial result of the claim may not be established until we carry out a recourse process, ie that we have assessed the possibility of recovering the amount from someone who may have caused the damage or is otherwise responsible for compensation for the incident. Recourse is thus a natural part of our customer relations, and it is the final result which is significant when we – both insurance company and customer – add up our respective damage costs.
